Overview.
We are business owners and act as owners to grow our clients wealth. We are a truly independent Canadian advisory group, with a natural curiosity to search out exceptional leaders we can partner with to grow and protect our clients savings. We believe in shared decision-making, matching our clients with Portfolio Managers best suited to help us establish ownership stakes in leading businesses at compelling prices, relative to their current and future potential. The Portfolio Managers we partner with focus on investing in companies with distinctly advantaged products & services, strategic locations, robust competitive edges with defendable barriers to entry, and strong growth prospects, led by skilled management teams.
- Financial Management & Cash Flow Planning
- Risk Management
- Tax Planning & Coordination
- Retirement & Estate Planning
- Portfolio Design, Analsysis & Construction
- Security Selection, Trading & Monitoring
On an ongoing basis we assess Portfolio Managers on six key criteria (the 6 “Ps” as recommended by www.pmac.org):
- Portfolio Management Firm Characteristics (history, ownership, size, profile)
- People (client facing and back office)
- Philosophy & Style (value, growth, momentum and adherence to style)
- Performance
- Portfolio Management and Wealth Services (range of mandates)
- Payment for Services (Value delivered relative to cost)
Additionally, any underlying products are assessed for:
- Structure
- Features
- Risks
- Initial and any ongoing costs
- Impact of costs and relative value
Our Core Mandates Focus On
Capital Preservation with an opportunity for low/moderate growth
Capital Growth with moderate appreciation and volatility
Capital Growth with minimal income, moderate to high growth and volatility
Each strategy considers a clients unique
- Willingness, Need & Ability to accept risk and volatility
- Special Tax Considerations
- Individual Preferences as matched against the needs of their overall Financial Plan.
Lastly and importantly, all investment relationships have their administrative and regulatory obligations independently reviewed by the Aligned Capital Partners Inc Product Review Committee. Aligned Capital Partners Inc focuses on two key items: pedigree and conflicts of interest. Pedigree are the people that make up a respective money management firm and their background, history of success, and most importantly, regulatory history. Conflicts of interest are just that but can touch many parts of the thirdparty manager relationship.
Our goal is to uphold our firm’s investment philosophy of partnering with top tier money managers who empower us and our clients to own great businesses and products at a reasonable price for long term growth.
On an annual basis we also meet alongside our peers who each bring unique perspectives from their respective fields of accounting, law, tax and investment management to ensure we challenge our own beliefs and hold one another accountable to our highest standards and meet or exceed our respective continuing education requirements.
Wise Advisory Group is licensed for the sale of insurance products and provides financial planning services. Wise Advisory Wealth Management and Wise & Portlington Advisor Team are trade names of Aligned Capital Partners Inc. (ACPI). ACPI is regulated by the Canadian Investment Regulatory Organization (“CIRO”) and Member of the Canadian Investor Protection Fund (CIPF). Securities products are provided by Aligned Capital Partners Inc.. All non-securities related activities provided by Wise Advisory Group, are separate and apart from Wise Advisory Wealth Management of Aligned Capital Partners Inc. and is not offered protection (within limits) by the Canadian Investor Protection.
John C. Osborne is registered to advise in and provide securities to clients residing in the provinces of New Brunswick, Ontario, British Columbia, Nova Scotia and Quebec. Andrea Haley is registered to advise in and provide securities to clients residing in the province of Ontario. Securities are provided through Aligned Capital Partners Inc. ACPI is regulated by the Canadian Investment Regulatory Organization (CIRO) and Member of the Canadian Investor Protection Fund (CIPF.ca) Investment products are provided by ACPI and include, but are not limited to, mutual funds, stocks, and bonds.
Matt Webster is registered to advise in and provide securities to clients residing in the province of Ontario.
ACPI Privacy Policy
ACPI Complaint Resolution Policy
Any advice which may be given in respect of non-securities services is given by Wise Advisory Group solely and no such advice is given in their capacity as a registrant of ACPI. Canadian Investor Protection Fund (CIPF) coverage is available to CIRO Dealer Members and does not offer protection, within limits, on non-securities products not held by a Member. Non-securities related business includes, without limitation, fee-based financial planning services; estate and tax planning; tax return preparation services; advising in or selling any type of insurance product; any type of mortgage service. Accordingly, ACPI is not providing and does not supervise any of the above noted activities and you should not rely on ACPI for any review of any non-securities services provided by Wise Advisory Group and its Team Members.
This website is for informational and reference purposes only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult the appropriate professional depending on your particular circumstances. This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation. The opinions expressed are those of the author and do not necessarily reflect those of ACPI. The information contained on this website is subject to change without notice. Information has been gathered from sources believed to be reliable. Content is accurate as of the date of publication, and subject to change without notice.